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Are Condos Different From Lofts or a Cooperative?
Many people especially first-time home buyers cannot differentiate between these three types of buildings; a loft, a cooperative and a condo. Without a clear understanding of what you are looking for can lead to purchasing the wrong home. Well, there is no need to worry as there are many reliable real estate agents whom you can engage for clarification. All you need to be clear is what you want.

What you need to know.

The following points aim at bringing the difference between the three kinds of housing units. The most important thing however is the noble idea of owning a home. This is the dream of every person both in America and other parts of the world.


Condominiums otherwise abbreviated condos are the most common forms of accommodation in the city. The housing units are found in clusters of between four units to four hundred housing units. These are basically private residential units. They are either family or individual owned. The home owners are charged a fee each month or otherwise to take care of utility bills and services. Such services include;


Each resident is expected to participate in any event or calamity that may befall the general residence. For instance, if a damaging storm strikes and there are damages, each homeowner is expected to contribute some money to fix the damage. In most cases, condos have a management board which handles the well being of the residents. The board in normally elected by the residents.


It is sometimes difficult to differentiate between a loft and a condo. Most people think that lofts are a type of building different from the rest. The truth however is that the style used to construct these kind of housing units is also used in constructing condos. The style in question is that used in antique buildings although lofts may at times use an industrial or rustic design. Lofts cannot be mistaken because of their;

Very high ceilings
Huge windows
Un-plastered bricks
Timber as well as concrete floor.

Another common feature with lofts is the floor plans which are uninterrupted. This provides room for large living room. Management issues are handled the same way as condominiums.


They are also known as Co-ops. To some extend, they are similar to condominiums with few but noticeable differences it is worth noting however that in a cooperative one is not buying a property but the purchasing of shares in a company. The property belongs to the cooperative. Unlike other home investments, cooperative boards are quite selective on who is allowed to buy the shares. Each resident is responsible with the paying of their bills. In a condo setting, each homeowner is responsible with clearing the agreed cost for the home while in a co-ops all must pay within the agreed period of time. If one is not in a position to pay, the rest must shoulder his share. This is the main reason why the board places strict measures when admitting each resident.

Charles is a great writer and blogger.

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